Call us 902 981 0078
Business / SME Loans:

Today managing finance is the most important aspect in any business. For small and medium business entrepreneurs running business is not an easy task as timely finance is important. Business loan help to access and solve your finance requirement for business purpose.

We provide business loans both secured and unsecured. Business loans can be availed by any type of small and medium enterprises owned by proprietorship, partnership, private limited or limited company.

Term Loan:

Small and medium scale companies are very much dependent on their finance flow in their regular process. Our bank provide term loan for specific term.

Term loan are provided for the purpose of purchasing fixed assets like plant and machinery, factory / office premises, expansion of production process, new start up business (Greenfield project finance)

Term loan is a fund based loan backed up with collateral security.

Working Capital:

SME entrepreneurs feel very difficult to meet and manage its day to day business operational expenses. To overcome this, banks provides working capital facility by the way of trade finance, cash credit facility (cc limit), overdraft facility (od) letter of credit, bank guarantee, bill discounting, invoice financing, short term loan, etc.

Working capital facility comprises of fund based and non fund based limit.

Working capital facility is provided for specific period.

Working capital is provided by keeping collateral security.

Loan against Property:

Our banks provide great value for your property at the time when you need, let your valuable property raise funds for you. We arrange quick and hassle free loan against the property you own.

Property can be residential, commercial, industrial plot, factory premises, land/plot etc. We are here to help you and get the right value for your property.

Loan against property is very easy to avail finance at any moment for small and medium enterprises.

Loan against property can be availed by Salaried Individual, companies, self employed Professionals / Non professionals.

Loan against property is for specific tenure.

Personal Loans:

QRT arranges personal loan without any collateral security. This loan is for a personal use at the time when you need it.

Personal loans are generally for short term. It can be availed very quickly and with simple documentation.

Personal loans are very easy to avail in a short period of time.

Home Loans:

Purchasing your own home is very special occasion in every body’s life. Home loan is the easiest loan available in the market. Our bankers will assure you low rate of interest and minimum fees.

Home loan can be sanctioned even before finalizing the property.

Home loan is provided against collateral security. Home loan can prepay before the tenure with minimum prepayment fees or with nil prepayment fees.

Home loan can be availed by Salaried Individual, companies, self employed Professionals / Non professionals.

Home loan taker gets tax benefits on interest paid against the loan amount under section 24(d) of income tax up to Rs. 1,50,000/- and under 80(c) upto Rs. 1,00,000/- against the principal amount paid.